Please read each of the following important notices before proceeding. By ticking 'I agree' you confirm that you have read these notices and that you have read and downloaded our Financial Services Guide and the Product Disclosure Statement. You also confirm that the asset that is the subject of this quotation is and will remain located in Australia and will be used for private personal purposes only and not for any commercial or business use.
Your Duty of Disclosure
Before you enter into an insurance contract, you have a duty to tell us anything that you know, or could reasonably be expected to know, may affect our decision to insure you and on what terms.
You have this duty until we agree to insure you.
You have the same duty before you renew, extend, vary or reinstate an insurance contract.
You do not need to tell us anything that:
If you do not tell us something
- reduces the risk we insure you for; or
- is common knowledge; or
- we know or should know as an insurer; or
- we waive your duty to tell us about.
If you do not tell us anything you are required to, we may cancel your contract or reduce the amount we will pay you if you make a claim, or both.
If your failure to tell us is fraudulent, we may refuse to pay a claim and treat the contract as if it never existed.
Privacy Collection Statement
Financial Services Guide
Product Disclosure Statement
Target Market Determination
We have prepared a Target Market Determination (TMD) for each of our retail products. This describes the class of consumers that comprises the target market for the relevant product and certain matters relevant to its distribution and review. Our TMDs can be accessed here.